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Uncle Dan’s Makes Pawn Loans Easy!

Loans from $100 – $15,000

Whether you are living on a fixed income, have unexpected medical bills, or are a single parent, it’s really hard when the money runs out and there are bills left to pay. In times like these, wouldn’t it be nice to have a rich relative or friend to help out? But who can help when you’re in a jam?

Uncle Dan’s Can! No Credit Check and No Hassle!

When other places tell you “No”, we say “Yes!”  A pawn loan or collateral loan is a safe way to borrow money and get cash fast! Getting a pawn loan is quick and easy! Simply bring in any items of value and we will loan you cash!  And, it gets better!  Not only will we give you cash on the spot, we can offer you a short-term 14-Day INTEREST FREE Loan!  No other lender in Dallas will do that, but UNCLE DAN’S CAN!  Read more about 14-Day Interest Free Loans below!

With pawn loans, you don’t have to SELL your gold, family heirlooms or collectibles. The items are returned to you when your loan balance is paid.  This leaves you with a valuable asset to use as collateral again in the future!  Whether you need $100 to help you get by until your next pay check or $15,000 – Uncle Dan’s can get you cash fast!  Bring in your items of value such as gold, diamonds, silver jewelry, watches, cameras, televisions, stereos, musical instruments, tools, and firearms – anything of value around the house! One of our friendly Sales and Loan Associates will work with you to get you the cash you need.

For larger loans on items of very high value, call the Manager at the Uncle Dan’s store near you or contact us directly.  We can arrange for you to speak privately with our owner. We loan money on cars, boats, semi’s, airplanes, jewelry, antiques, and collectibles.  We understand your need for confidentiality and will do our best to ensure your privacy.

Safe and Reliable Lenders!

Texas has regulated the pawn industry for decades and Uncle Dan’s is a licensed and registered Pawn Broker. We’ve been in business for over 25 years!  Our lending practices are governed by the Office of the Consumer Credit Commissioner, or the OCCC.  Just like a bank, we follow federal laws such as the Truth in Lending Act and the Equal Credit Opportunity Act. But unlike the other guys, we don’t hassle you with credit checks and a truck load of legal forms!  Just bring in any item of value and we will loan you money!

When you pawn an item with Uncle Dan’s, your merchandise is stored in a secured area until your loan balance is paid. You may come in at any time during the loan period to pay the loan balance and pick up your merchandise without penalty.  You may also pay your interest and renew your loan.

 Loan Renewals! 

If you are not able to re-pay your pawn loan in full on its due date, you may ask for a renewal.  With a renewal, you pay the interest that has accrued on your loan and a new loan is written.  The principal amount of the loan remains the same, as does the interest rate, but the due date is reset for a new full loan term. You may also pay on your principle to lower your loan balance.   If you choose, you may surrender your collateral at any time without  penalty. It is important to note that 85% of our customers re-pay their loans and pick up their items!

Uncle Dan’s 14-Day Interest Free Advantage!

If you need a short-term loan, take advantage of our 14-Day Interest Free Loan!  You can borrow money on any item of value up to 14 days totally free!  No fees! No gimmicks!  No hidden charges!  This is an amazing deal for anyone that needs a quick loan to get by until payday!

Here’s how it works.  When you take out your Interest Free Loan, you will be given an Interest Free Coupon and a Pawn Ticket.  If you get your loan on the 1st day of the month, you must pay the loan back no later than the 14th day of the month. To qualify for free interest, you must bring your Interest Free Coupon and Pawn Ticket when you pay your loan balance.  If you do not pay your balance by the 14th day, your loan will revert to a regular 30 day loan.

Additional Information About 14-Day Interest Free Loans!

To take advantage of our 14-Day Interest Free offer, there are a few other requirements and conditions to be aware of:

  • Join Uncle Dan’s VIP Program!
  • Have an active email address or cell phone number
  • Only four Interest Free Loans in a 30 day period
  • One 14-Day Interest Free Loan at a time
  • Pay cash to redeem your item(s)
  • Bring your Pawn Ticket and Interest Free Coupon!
  • Allow twenty-four hours before redeeming your item(s)
  • Firearms and items with wheels such as lawn mowers, motor cycles, and cars may not be used as collateral for the Interest Free Loan offer.

With Six Stores in the Dallas Metro Area,
There’s an Uncle Dan’s Near You!
Call or Come By Today!
Who Can Help When You’re In a Jam?
Uncle Dan’s Can!

 To find out more about pawn loans, check out this information.

“Solid Gold Pawn Facts” Office of the Consumer Credit Commissioner

Interest Rate Chart for Pawn Loans, Office of the Consumer Credit Commissioner

 

Buy – Sell – Trade – Layaway

Serving North Texas for Over 25 Years!

With six locations to serve you, we are one of the largest locally owned pawn businesses in the Dallas Metro Area!  We treat our friends and customers like extended family.  Our business is dedicated to improving the lives of our employees and customers through fair and honest business practices. Our company’s foundation is our good name which has been built by providing great customer service and being good business partners in the communities we serve.

At Uncle Dan’s we know the value of a dollar! We will work hard to bring you the best values for your hard-earned dollars!  Whether you are buying – selling – trading – or laying away – trust Uncle Dan’s to give you the best bang for your buck! Read our story!

NEW! We Buy Gift Cards! 

If you have Unused Gift Cards or Merchandise Credits, why not sell them? Uncle Dan’s will pay you cash! It’s quick and easy! Simply bring your cards and register  receipts to the nearest Uncle Dan’s and we will pay you cash! Find out more! 

Purchase with Confidence!

Our merchandise is as diverse as the Texas weather! While our merchandise is constantly changing, our commitment to value never changes!  You can shop with confidence at Uncle Dan’s! With the help of local experts and specially trained associates, we thoroughly weigh,  grade, and test our jewelry and inspect and test all of our electronics.  Any flaws or defects in merchandise are clearly noted on the item tag and invoice.  Uncle Dan’s stands behind the merchandise we sell!  For a list of the types of products we buy and sell at Uncle Dan’s, visit  Products and our Ebay Store.

Looking for a specific item? With six locations,
we can check our inventory in each store!
Email us from our Contact page!


Sell With Confidence!  15 Minutes to Your Best Value!
 

Whether selling or pawning, our Sales and Loan Associates will work hard to give you the best value possible for your merchandise or pawn loan.  We call the value of the item you would like to sell or pawn its current appraised value.  (Read more about Current Appraised Value below).

For appraising jewelry, we use the following tests to help us find the current value of your merchandise.  Any purchase receipts or appraisals you have will help you get the best value.  The market for precious metals fluctuates and changes daily.  We monitor and post price quotes through KITCO.

  •  Acid Assay Test

To determine the purity of base metals or settings and  to make sure there are no false readings to detract from your appraised value.

  •  Inspect Stones with Jeweler’s Loupe

To measure the Carat or overall size; the Cut or depth and proportion (the better the Cut – the better the sparkle!); the Clarity or how many imperfections or flaws (specs of carbon) are present; and the Color – whiter is more desirable. 

  • Weighing the Item on a Digital Jeweler’s Scale

Items are accurately weighed on professional scales. Gold is measured in Penny weight or DWT.  Platinum and Silver are measured in Troy Weight.

Current Appraised Value!

Our stores use an internal pricing program and online research tools that help us in determining your item(s) current appraised value.  Our systems give us an average retail price for the item when it was new and help us price your item according to its age and current condition. After our online research and visual inspection is complete, we will make you an offer! In most cases, this appraisal will take 15 minutes or less!

As you might expect, some items hold their overall value better than other items!  Designer watches and jewelry like Rolex, Tiffany, and Gucci will always have high demand in the re-sale market.  Fine jewelry containing diamonds or other precious gemstones set in gold, silver, or platinum usually hold their value better than some types of electronics.  For example, today’s smart phone that you paid $500 for only months ago may only be worth much less in its previously owned, current condition! As newer models are released, the value of the model you purchased will go down.  This same is true of  iPads, computers, and most electronics.

Key Factors That Affect the Current Appraised Value!

  • Overall Appearance

Visual inspection for scratches, dents, or other blemishes on finishes

  • Age of the Item

Newer (1 year or less) to older (7+ years) or vintage

  • Overall Working Condition

Excellent, good, fair, or poor

  • Popularity of the Specific Item Make and Model

Sales volume when introduced (highly sought after, average to low sales volume, poor sales performance, etc.)

  •  Number of the Same/Similar Items Available in Marketplace

Common or rare

  • Operation Manuals, Remotes, and Accessories Intact

Having all the original accessories and paperwork will increase the value!

Trade with Confidence!

Let’s face it, not all sentimental items have happy memories! Do you have old wedding rings or other jewelry that you no longer wear? Why not trade in those undesirables memories for a new piece of jewelry?

Perhaps you own valuable jewelry that is outdated or antique jewelry that was passed down and just sits idly in a jewelry box.  That’s sad!  Jewelry should bring us pleasure and show our own styles and personalities!

Whatever your personal reasons, bring in your “undesirables” and start fresh!

Easy Layaway Plan!

Short on cash for that great deal?  Not only are our everyday prices below wholesale, we will let you put any item on layaway and pay it out over time.  There are no interest charges or hidden fees!  You can layaway with as little as 10% down and take up to 10 months to pay!

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