Uncle Dan’s Makes Pawn Loans Easy
At some point, almost everyone has felt a money crunch. In times like these, wouldn’t it be nice to have a rich relative or friend to help out? Well, now you do! When you need cash fast, Uncle Dan’s makes pawn loans easy!
Who Can Help When You’re in a Jam? Uncle Dan Can!
No Credit Checks and No Hassles!
Getting a pawn loan, or collateral loan is an easy, straightforward process. There is no need to fill out tedious loan applications at a bank, pledge your car title, or sell your treasured family heirlooms. A pawn loan, or collateral loan, is a safe way to borrow money and get the cash you need fast! All with no credit checks and no hassles! Just look around your house! You probably have several items of value sitting in a drawer, a jewelry box, or in the garage that you can use as collateral. Common household valuables to pawn include gold and diamond jewelry, silver jewelry, watches, cameras, televisions, stereos, laptops and tablets, musical instruments, tools, industrial equipment, and firearms – anything of value around the house! One of our friendly Sales and Loan Associates will work with you to get you the cash you need. And, we don’t stop there! Not only will we give you cash on the spot, but we can also offer you a short-term 14-Day INTEREST-FREE Loan on most items. Read more about 14-Day Interest-Free Loans.
Locally Owned with Over 30 Years Experience
From humble beginnings in 1987, Uncle Dan’s Pawn has grown to one of the largest independently-owned pawnbrokers in North Texas. Now with eight pawnshops and a retail outlet store, we keep our overhead low in order to bring our customers the best values possible. We are proud to live and work in the communities we serve. It’s about neighbors helping neighbors. The decisions we make are good for our customers and good for our business. We don’t have to worry about big corporate policies or unnecessary interference in our business!
In Texas, the Office of the Consumer Credit Commissioner regulates the pawn industry. Just like other financial institutions, we follow federal laws such as the Truth in Lending Act and the Equal Credit Opportunity Act. But unlike the other guys, we won’t hassle you with credit checks and legal forms! It only takes about 15 minutes to get a loan at Uncle Dan’s!
Safe and Secure
When you get a loan at Uncle Dan’s, we carefully document and photograph your collateral. Then, we wrap your items for protection and store them for safekeeping. When your loan balance is paid, your items are returned to you in their original condition. You may come in at any time during the loan period to pay the loan balance and pick up your merchandise without penalty. This allows you to keep ownership of your valuables and leaves you with an asset to use as collateral again in the future should you need it! Whether you need $100 to help you get by until your next paycheck or $15,000 – Uncle Dan’s can get you the cash you need!
For loans over $5,000 call the Manager at the Uncle Dan’s store near you or contact us directly through the Contact Us form on our website. We can arrange for you to speak privately with our General Manager or Fine Jewelry Specialist.
If you are not able to re-pay your pawn loan in full on its due date, you may request a loan renewal. When you renew your loan, you pay the interest that has accrued on your loan. Then, you receive a new loan ticket with a new due date. In some cases, like loans over $1,000, you may be asked to pay your interest and also pay down on your loan principal before a new loan is written. Also, you may elect to pay down your principal and lower your loan balance. If you are unable to repay your loan, you may surrender your collateral at any time without penalty!
Our company’s goal is to help people. People just like you! Whether you need a pawn loan or a great deal on name-brand merchandise, we want you to feel welcome at Uncle Dan’s. The majority of our customers, over 80%, re-pay their loans and pick up their items to use again when the need arises. That number is significantly higher than the industry standard. We’re proud of that. Call or come by one of our eight convenient locations today!
To find out more about pawn loans:
Texas Office of Consumer Credit Commissioner
Interest Rate Chart for Pawn Loans, Office of the Consumer Credit Commissioner